Terms of Use

Scope

These Terms of Use apply to this personal website operated by Stefano Campita, including articles, portfolio materials, financial tools, calculators, market recaps, and any other content published on the site.

Informational Content Only

The content on this website is provided for general informational, educational, and personal portfolio purposes only. It does not constitute financial advice, investment advice, legal advice, tax advice, accounting advice, or any recommendation to buy, sell, or hold any security, asset, or financial instrument.

No Client Or Advisory Relationship

Use of this website, including reading articles, downloading materials, using calculators, or contacting the site owner, does not create any client, advisory, fiduciary, professional, or contractual relationship unless expressly agreed in writing.

Financial Tools And Calculators

Any models, calculators, estimates, assumptions, or outputs available on this website are simplified tools for learning and analysis. They may contain errors, omissions, outdated data, or assumptions that do not fit a specific real-world situation.

You are responsible for reviewing all inputs, assumptions, calculations, and outputs before relying on them. You should not make financial, investment, business, or legal decisions based solely on this website.

No Warranty

The website and its content are provided "as is" and "as available". While reasonable care is taken in preparing the material, no guarantee is made that the content is accurate, complete, current, uninterrupted, secure, or suitable for any particular purpose.

Limitation Of Liability

To the maximum extent permitted by applicable law, the site owner is not liable for any direct, indirect, incidental, consequential, financial, business, data, reputational, or other loss arising from the use of, or reliance on, this website or its content.

Intellectual Property

Unless otherwise stated, the text, structure, design, analysis, and original materials on this website are owned by Stefano Campita or used with permission. You may reference or share public pages for personal, educational, or non-commercial purposes, provided that proper attribution and a link to the source are included.

External Links

This website may include links to third-party websites, sources, tools, social networks, or services. Those external sites are not controlled by the site owner, and their content, availability, policies, and practices are their own responsibility.

Changes To These Terms

These Terms of Use may be updated from time to time to reflect changes to the website, legal requirements, or site practices. The latest version will be published on this page with the updated date.

Contact

Questions about these Terms of Use can be sent to stefanocampita2@gmail.com.